Kiva

Maybe you haven't heard about Kiva before.  Maybe you've heard of Kiva but you don't understand how it works.  Maybe you know how it works but you're worried about getting paid back.

Every so often we receive one of our favorite e-mails.  Today it read "You've received 12 repayments!"  Apart from the obvious excitement about receiving a repayment, joining Kiva brings so much more than that.  For us it's more about the joy of knowing that a small act of kindness has made a true difference in the lives of others.  People who ordinarily would not have the opportunity to improve their lives.  That's what Kiva is all about - loans that change lives :-)

Still not convinced?  We leave you with today's e-mail:

Repayments for loans that have ended
Funded on May 18, 2011
	Igor Ukraine  |  Manufacturing You Loaned: $25.00 Newly Repaid: $0.11 Total Repaid So Far: $25.00 (100.00% of your loan) Repayment Status: Paid back
Funded on Nov 28, 2011
	Gia Georgia  |  Agriculture You Loaned: $25.00 Newly Repaid: $2.50 Total Repaid So Far: $25.00 (100.00% of your loan) Repayment Status: Paid back
Repayments for loans that are paying back
Funded on Jan 20, 2012
	Andres Felipe Colombia  |  Musical Performance You Loaned: $100.00 Newly Repaid: $3.65 Total Repaid So Far: $37.43 (37.43% of your loan) Repayment Status: Paying back on time
Funded on Mar 7, 2012
	Ecederio Peru  |  Musical Performance You Loaned: $50.00 Newly Repaid: $4.60 Total Repaid So Far: $35.16 (70.32% of your loan) Repayment Status: Paying back on time
Funded on Apr 6, 2012
	Mamasodik Tajikistan  |  Musical Instruments You Loaned: $50.00 Newly Repaid: $2.78 Total Repaid So Far: $22.23 (44.46% of your loan) Repayment Status: Paying back on time
Funded on Apr 18, 2012
	Luis Bolivia  |  Musical Performance You Loaned: $25.00 Newly Repaid: $1.35 Total Repaid So Far: $10.10 (40.40% of your loan) Repayment Status: Paying back on time
Funded on May 9, 2012
	Augustin Rwanda  |  General Store You Loaned: $200.00 Newly Repaid: $16.67 Total Repaid So Far: $116.67 (58.34% of your loan) Repayment Status: Paying back on time
Funded on Jul 11, 2012
	Firuz Tajikistan  |  Musical Performance You Loaned: $100.00 Newly Repaid: $5.13 Total Repaid So Far: $23.79 (23.79% of your loan) Repayment Status: Paying back on time
Funded on Jul 18, 2012
	Ep Teresamira Group The Democratic Republic of the Congo  |  Food Stall You Loaned: $100.00 Newly Repaid: $11.10 Total Repaid So Far: $55.55 (55.55% of your loan) Repayment Status: Paying back on time
Funded on Aug 15, 2012
	Brigida Bolivia  |  Music Discs & Tapes You Loaned: $100.00 Newly Repaid: $7.96 Total Repaid So Far: $31.06 (31.06% of your loan) Repayment Status: Paying back on time
Funded on Sep 17, 2012
	Heriberto Paraguay  |  Retail You Loaned: $25.00 Newly Repaid: $4.00 Total Repaid So Far: $7.89 (31.56% of your loan) Repayment Status: Paying back on time
Funded on Sep 19, 2012
	Gloria Maria Del Carmen Peru  |  Crafts You Loaned: $25.00 Newly Repaid: $6.37 Total Repaid So Far: $18.39 (73.56% of your loan) Repayment Status: Paying back on time